Credit monitoring might be moderately effective, but a credit freeze is far better as it will lock down your credit. And, it’s FREE for residents here in SC.
Credit freezes allow you to seal your credit reports and use a personal identification number (PIN) that only you know and can use to temporarily "thaw" your credit so that legitimate applications for credit and services can be processed. That added layer of security means that thieves can't establish new credit in your name even if they are able to obtain your ID. Freezing your credit files has no impact whatsoever on your existing lines of credit, such as credit cards. You can continue to use them as you regularly would even when your credit is frozen.
George Dorunda
864-488-0140
DORUNDA.COM
No comments:
Post a Comment